Need an appraisal in Peebles or Adams County?

The top 7 reasons why OH homeowners call on The Appraisal Company:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Adams county or OH by determining the true market value of real estate in question

Do you own a home in or near Peebles? Do you need help determining the value of your real estate?
Contact The Appraisal Company.

At The Appraisal Company, we understand the special needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the customary "products" we deliver to them. Being a regular person not in the real estate field that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to remove PMI

A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At The Appraisal Company, we're seasoned in helping folks just like you dismiss unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from The Appraisal Company is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from The Appraisal Company can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have an expert double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? The Appraisal Company offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.